Retirement in America comes with a lot of concerns related to finances and health, with both of these issues often being intertwined.

Long-term care is emerging as a key concern for older Americans, especially since its costs will most likely need to be covered from a fixed income. This is one reason why home equity can be a notable difference-maker and should be part of the conversation.

This is according to Sandra Block, a personal finance editor at Kiplinger, in an article about navigating retirement hurdles and the considerations that go into later-life spending.

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