Every day, about 10,000 Americans turn 65. That pace is expected to continue for another seven to eight years. Collectively, senior homeowners are sitting on a record $14.6 trillion in housing wealth. That’s not a niche. It’s a wave of new business that most purchase-loan originators are overlooking as a component of their pipeline — largely invisible to the originators who need it most.
Reverse mortgages aren’t rate-and-payment products. They’re liquidity and cash flow tools for the fastest-growing segment of the mortgage market. Unlike purchase lending, they’re far less vulnerable to rate cycles, which means originators who build a details ⇒
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