Another jobs week has come to an end, and amid the chaotic headlines about job numbers, tariffs, and the leadership of the Treasury, mortgage rates remained calm. Better mortgage spreads are limiting how high rates can rise in 2025. This situation contrasts with the challenges the market faced in 2023, during the banking crisis when the Federal Reserve was still raising rates.

Mortgage spreads

As I’ve traveled from city to city for speaking engagements over the last year, I’ve noticed that mortgage spreads are not commonly discussed among real estate and mortgage professionals. Today, I want to details ⇒

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