Serious delinquencies (90 days or more past due) for credit cards and auto loans are at peak levels not seen since the Great Financial Crisis, with the savings rate dropping to a low point for 2026.

Will this result in a return to 2008 conditions for the housing industry? Many lifelong doomers have showcased the rise in foreclosure data to show we’re on the verge of a similar crash — or something even worse. But the chart below easily shuts down this premise.

I thought I would take a different approach today, since many people are pointing out that details ⇒

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