The Federal Reserve delivered another 25-basis-point cut to its benchmark interest rate on Wednesday, setting the target range at 3.5% to 3.75% amid signs of a softening labor market and inflation that’s still above the central bank’s 2% target. 

The move marks the Fed’s third straight rate cut to end 2025, following 25-bps cuts in September and October. For 2026, monetary policy watchers expect a slow march back toward neutral policy, while mortgage industry experts predict 30-year rates to stay in the 6% range.  

The policy change was approved details ⇒

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