The U.S. Department of Housing and Urban Development (HUD) is reopening the public comment period for a review of federal reverse mortgage programs, the agency announced Wednesday in the Federal Register.

HUD previously issued a request for information in October, seeking input on the Home Equity Conversion Mortgage (HECM) and HECM Mortgage-Backed Securities (HMBS) programs. The agency said it’s exploring ways to improve senior homeowners’ access to home equity and potential innovations for the programs.

The original 60-day comment period ended Dec. 1. Now, HUD has extended the deadline to Jan. 5, 2026, and said it will consider late details ⇒

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