The Census Bureau‘s housing starts report for December shows that housing completions are still too slow, and we are running out of time this year as housing permits are set to fall until the homebuilders get rid of their excess supply.

We had some good news this week for the housing market: purchase application data is up, the builder’s confidence index rose to beat estimates, and the 10-year yield and mortgage rates have fallen. However, even though the headline number of the housing starts details ⇒

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