Fannie Mae and Freddie Mac on Wednesday released historical credit score data for FICO Score 10T and additional data for VantageScore 4.0, giving lenders a window into how the new models perform compared to the legacy Classic FICO model.

The Federal Housing Finance Agency (FHFA) and Fair Isaac Corp. (FICO) agreed to terms for the release of the historical FICO Score 10T data in December. The release of VantageScore 4.0 data was previously announced in July 2024, covering individual mortgage scores from 2013 to 2023.

FHFA Director Bill Pulte announced the adoption of the new credit scoring models in April, details ⇒

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