Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Thanks to the efficiencies baked into the construction processes of manufactured homes, these factory-built houses are both faster and less expensive to build than site-built homes, saving buyers between $50,000 to $100,000 per unit.

However, despite these advantages, the manufactured housing market is struggling—not from a lack of willing buyers, but rather, because there haven’t been any functioning federal programs and few lenders. The details ⇒

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