Outdated mobile homes that were built before the implementation of modern construction and safety standards in the 1970s can still be found across the country. Seniors living on fixed incomes often own these homes and don’t have a practical solution for replacing them.

That’s where Bill Smith comes in. For the past decade, Smith — a Southern California-based loan officer with Reverse Mortgage West — has worked with a handful of homeowners to replace their outdated properties through the creative deployment of a reverse mortgage.

Smith has been a reverse LO since 2002, when Financial Freedom “was the giant in details ⇒

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