Lenders have made meaningful progress in modernizing the closing process. eSignatures, hybrid eClosings, and remote online notarization have reduced friction at the signing table and improved the borrower experience where it is most visible.
That focus has paid off; digital closings move faster, require fewer manual corrections, and are easier to manage at scale than they were even a few years ago. The signing of closing documents is not, however, the only place where notarization occurs.
Across processing, underwriting, title, and pre-close preparation, lenders routinely handle powers of attorney, trust certifications, corporate resolutions, business authorization forms, affidavits, and corrections that also details ⇒
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