In 2025, despite a lot of negative economic headlines, mortgage purchase application data has shown positive year-over-year growth for 14 consecutive weeks. In today’s MBA purchase application survey, this data reflected an 11% increase week over week and a 13% increase year over year, indicating resilient market performance.

But how is this happening with terrible housing affordability and all these negative confidence sentiment index reports we’ve seen? Remember, even though doom and gloom gets all the headlines, life finds a way to move forward every year. Here are some reasons that explain the positive streak.

We’re working from details ⇒

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