ATTOM reported that 43.3% of mortgaged U.S. residential properties were considered equity-rich in the first quarter of 2026.

The figure dropped from 44.6% in the previous quarter — marking the lowest equity-rich rate since the fourth quarter of 2021.

Meanwhile, 3.2% of mortgaged residential properties were classified as seriously underwater in the first quarter. Those properties had combined loan balances at least 25% higher than their estimated market value.

That share increased from 3% in the prior quarter and 2.8% a year earlier.

“Homeowner equity remains relatively strong overall, but we’re seeing signs of moderation,” ATTOM stated in the report. “As mortgage details ⇒

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